[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.circon.cz\/financni-pomoc-pro-podnikatele\/#Article","mainEntityOfPage":"https:\/\/www.circon.cz\/financni-pomoc-pro-podnikatele\/","headline":"Finan\u010dn\u00ed pomoc pro podnikatele","name":"Finan\u010dn\u00ed pomoc pro podnikatele","description":"Jestli\u017ee podnik\u00e1te, pak v\u00edte, \u017ee je \u010das od \u010dasu zapot\u0159eb\u00ed do sv\u00e9ho podniku vlo\u017eit n\u011bjakou hotovost, aby mohl d\u00e1l fungovat. Mus\u00ed se inovovat nap\u0159\u00edklad vozov\u00fd park, po\u0159\u00eddit nov\u00e9 stroje, leccos se porouch\u00e1, a tak je zapot\u0159eb\u00ed renovace. A pr\u00e1v\u011b na […]","datePublished":"2019-09-25","dateModified":"2019-09-25","author":{"@type":"Person","@id":"https:\/\/www.circon.cz\/author\/#Person","name":"","url":"https:\/\/www.circon.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/1fd5b20daa9a47a1102459a7c733d369075d8cc724ab489feb8ed72c657d346e?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/1fd5b20daa9a47a1102459a7c733d369075d8cc724ab489feb8ed72c657d346e?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"circon.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.circon.cz\/wp-content\/uploads\/img_a341513_w1712_t1554192693.jpg","url":"https:\/\/www.circon.cz\/wp-content\/uploads\/img_a341513_w1712_t1554192693.jpg","height":0,"width":0},"url":"https:\/\/www.circon.cz\/financni-pomoc-pro-podnikatele\/","about":["Finance"],"wordCount":411,"articleBody":"    Jestli\u017ee podnik\u00e1te, pak v\u00edte, \u017ee je \u010das od \u010dasu zapot\u0159eb\u00ed do sv\u00e9ho podniku vlo\u017eit n\u011bjakou hotovost, aby mohl d\u00e1l fungovat. Mus\u00ed se inovovat nap\u0159\u00edklad vozov\u00fd park, po\u0159\u00eddit nov\u00e9 stroje, leccos se porouch\u00e1, a tak je zapot\u0159eb\u00ed renovace. A pr\u00e1v\u011b na to v\u0161e je zapot\u0159eb\u00ed m\u00edt dostatek finan\u010dn\u00edch prost\u0159edk\u016f.  KDE JE VZ\u00cdT? Prvn\u00ed, co asi ka\u017ed\u00e9ho napadne, je j\u00edt o n\u011b po\u017e\u00e1dat do banky. Jestli\u017ee je v\u00e1m jasn\u00e9, \u017ee se ve va\u0161\u00ed minulosti p\u0159ihodilo n\u011bjak\u00e9 nedopat\u0159en\u00ed, kter\u00e9 m\u011blo za n\u00e1sledek z\u00e1znam v registru dlu\u017en\u00edk\u016f, pak si u\u0161et\u0159ete cestu. A\u010dkoliv u\u017e jsou v\u0161echny va\u0161e z\u00e1vazky splaceny a dorovn\u00e1ny, p\u0159esto d\u00e1l z\u016fst\u00e1v\u00e1 va\u0161e jm\u00e9no v z\u00e1znamech. A v n\u011bkter\u00fdch i po dobu p\u011bti let. U nebankovn\u00edho poskytovatele se takzvan\u00e1 bonita, kter\u00e1 br\u00e1n\u00ed bance v pomoci, posuzuje naprosto jin\u00fdm zp\u016fsobem. Vzhledem k tomu, \u017ee je zde finan\u010dn\u00ed pomoc zalo\u017eena na z\u00e1stav\u011b nemovitosti, nejsou registry dlu\u017en\u00edk\u016f a\u017e tak velk\u00fdm probl\u00e9mem. N\u00e1zev nebankovn\u00ed hypot\u00e9ka bez registru je ale m\u00edrn\u011b zav\u00e1d\u011bj\u00edc\u00ed. Neznamen\u00e1 toti\u017e, \u017ee se do t\u011bchto z\u00e1znam\u016f nebude v\u016fbec nahl\u00ed\u017eet. Jen se podle nich (a dal\u0161\u00edch krit\u00e9ri\u00ed) vytvo\u0159\u00ed finan\u010dn\u00ed produkt, kter\u00fd bude p\u0159esn\u011b spl\u0148ovat po\u017eadavky a vyhovovat aktu\u00e1ln\u00ed situaci \u017eadatele.   Jistota n\u00edzk\u00fdch spl\u00e1tek Je d\u016fle\u017eit\u00e9 zjistit, jestli klient nen\u00ed p\u0159edlu\u017een a nevhodn\u00fdm nastaven\u00edm hypot\u00e9ky by se nedostal je\u0161t\u011b do v\u011bt\u0161\u00edch obt\u00ed\u017e\u00ed. \u00dav\u011bry je tak\u00e9 mo\u017en\u00e9 pomoc\u00ed hypot\u00e9ky vyplatit.  Druh\u00fdm probl\u00e9mem, p\u0159es kter\u00fd se v bance nedostanete, je n\u00edzk\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed.  Ani to zde nehraje v\u00fdznamnou roli. Pokud je klient schopn\u00fd spl\u00e1cet, pak nic nestoj\u00ed v cest\u011b pen\u011bz\u016fm, kter\u00e9 p\u0159ijdou na jeho \u00fa\u010det. Klient, kter\u00fd m\u00e1 ni\u017e\u0161\u00ed dolo\u017eiteln\u00fd p\u0159\u00edjem, m\u016f\u017ee po\u017e\u00e1dat o konsolidaci a t\u00edm z\u00edsk\u00e1 n\u00edzk\u00e9 spl\u00e1tky. V\u00fdsledkem bude kontrola nad p\u0159\u00edjmy a v\u00fddaji. V tomto p\u0159\u00edpad\u011b se jedn\u00e1 jen o \u00fav\u011bry podnikatelsk\u00e9. Z\u00edskan\u00e9 finan\u010dn\u00ed prost\u0159edky jsou ur\u010den\u00e9 pro pot\u0159eby firmy.                                                                                                                                                                                                                                                                                                                                                                                          4.7\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Finan\u010dn\u00ed pomoc pro podnikatele","item":"https:\/\/www.circon.cz\/financni-pomoc-pro-podnikatele\/#breadcrumbitem"}]}]